What is your rich life

30 Creative Ways to Make Money (that won’t break the bank to start)

Personal Finance
Updated on: Apr 19, 2025
30 Creative Ways to Make Money (that won’t break the bank to start)
Ramit Sethi
Host of Netflix's "How to Get Rich", NYT Bestselling Author & host of the hit I Will Teach You To Be Rich Podcast. For over 20 years, Ramit has been sharing proven strategies to help people like you take control of their money and live a Rich Life.

Looking for unconventional ways to earn extra cash? Here are 30 creative money-making ideas that require minimal startup costs and can fit around your existing schedule.

Start An Online Review Page

If you live near a downtown area, college town, or suburban neighborhood, there's an endless stream of places to review—from coffee shops to hidden gem bakeries and boutique stores. The opportunity comes from building trust with your local community. When people rely on your honest reviews, local businesses may eventually pay you for sponsored posts or collaborations.

How to realistically start:

You do not need a fancy camera or a huge website to get started. A simple, consistent approach works better and feels more relatable to your audience.

  • Pick a niche you genuinely enjoy, like coffee shops, dessert spots, or local bookstores.
  • Choose one platform to focus on, such as Instagram, TikTok, Substack, or a simple blog.
  • Visit one or two local spots each week and post honest reviews with real photos and clear opinions.
  • Share your posts inside local Facebook groups or community forums to start building a local following. Make sure you post and review consistently.

Starting small helps you create momentum without feeling overwhelmed. Even ten loyal readers can lead to real opportunities over time.

How to make money doing reviews:

Once you build a loyal audience, local businesses may approach you for sponsored posts when launching new menu items or events. You can also earn commissions through affiliate links for products you genuinely love.

The money might be slow at first, taking several months of consistent posting before seeing opportunities. But with consistency and audience trust, it has the potential to grow significantly over time.

Pet Waste Removal Specialist

Many busy pet owners, elderly homeowners, and property managers are willing to pay for regular cleanup services. You can offer one-time cleanups or plans on a weekly or bi-weekly basis. Some need seasonal help, while others are willing to pay year-round.

How to realistically start:

You can start offering services to local pet owners and build a steady income over time.

  • Buy basic supplies like heavy-duty gloves, a rake or scooper, a waste bin, and disposal bags.
  • Create a flyer, a neighborhood post, or a social media ad offering your services to local pet owners. Focus on areas with a high concentration of families or pet-friendly neighborhoods, where the need is greater.
  • Start small by offering weekend-only pickups or targeting one neighborhood at a time.
  • Offer discounts to neighbors who sign up together. Serving multiple homes on the same street can make each trip faster and more efficient.

Once you have a few customers, being reliable and doing a thorough job will naturally lead to repeat business and referrals. It doesn't require a big marketing budget, just consistency and good service.

How to make money doing this:

Start by charging per visit or offering discounted monthly packages. A loyal customer base can generate steady income, especially with online scheduling and payment options.

To grow, add services like litter box cleaning, pet walking, or yard maintenance. Contact property managers of apartment complexes or dog parks who need regular cleanups.

Personal Black Friday/Sales Shopper

If you know your way around deals and crowded stores, becoming a personal shopper during big sales seasons is a great side hustle. Many people want Black Friday deals but lack the time or patience to search for them.

How to realistically start:

Getting started as a personal shopper for sales events is simple with a little upfront planning.

  • Make a list of major sales days you want to target, like Black Friday, Cyber Monday, and local store clearance events. The more organized you are early on, the smoother your shopping days will go.
  • Create a basic service ad in your local Facebook groups, community apps, or neighborhood email lists. Offer to handle shopping lists for gifts, special purchases, or big-ticket items.
  • Set clear rules for payment and item pickups ahead of time. Requesting deposits or payments up front avoids confusion and financial loss.

Once you have some attention, offer package options, such as full shopping for holiday gifts or single-item pickups for those seeking a single big deal.

How to make money as a personal shopper:

Start with a service fee per job or a flat rate per shopping trip. Although initial earnings might be modest, providing fast service and saving people money can quickly build word of mouth.

Your client base could include busy parents, elderly shoppers, and business owners looking for holiday gifts. Expand to year-round shopping services for birthdays, weddings, and other events for people willing to pay to save time and hassle.

Laundry Service for College Students

Many college dorms have limited laundry facilities with long wait times. This creates a perfect opportunity to offer a wash-and-fold service that saves students time and hassle.

How to realistically start:

You can begin with just what you have at home.

  • Use your existing washer and dryer, or partner with a local laundromat where you can negotiate a bulk rate. Then, create simple pickup and delivery schedules that work around typical class times.
  • Set clear pricing per pound or load and offer different turnaround options, such as standard 48-hour service or premium 24-hour rush service for students with immediate needs.
  • Create a simple booking system using Google Forms or text messaging, and plan efficient pickup routes that allow you to collect from multiple students in the same dorm or apartment complex on a single trip.

Planning your routes to collect from multiple students in the same dorm or apartment building makes your service more efficient. You might also consider setting up a simple booking system through Google Forms or a basic website.

How to make money in the laundry business:

This business works best during the school year when students are busiest with classes and activities. The income potential grows with each client you add.

Most laundry services charge by weight or by load. You can start with competitive rates of around $1.25 to $1.50 per pound or $15 to $20 per load. Special services, such as delicate washing, ironing, or stain treatment, can be added for an extra fee.

Dating Profile Consultant

Online dating has become the main way people meet potential partners. Sites like Tinder, Bumble, Hinge, and many others have millions of users. But standing out in a sea of profiles is hard. Many people struggle to choose flattering photos or write interesting bios that accurately represent who they are. Some might not even know where to start or struggle with the confidence to put themselves out there.

How to realistically start:

You can launch this service with just your eye for detail and understanding of what makes profiles attractive. No special equipment or training is required.

  • Offer free profile reviews to friends and collect before-and-after examples along with any success stories they experience, which will serve as your initial portfolio and testimonials.
  • Create a few distinct service packages that clients can choose from, such as photo selection, bio writing, messaging strategy, or a complete profile makeover.
  • Learn the specific features, algorithms, and user expectations of major dating apps like Tinder, Bumble, and Hinge so you can provide platform-specific advice that works in each environment.

Start by helping people in your network and collecting testimonials about the results you achieve. Dating success stories make powerful marketing materials for finding new clients.

How to make money as a dating profile consultant:

A dating profile consultation can be surprisingly profitable, as people are often motivated to invest in their love lives. You could consider a tiered service structure that allows clients to choose the level of investment they prefer.

Basic reviews with simple suggestions might be your entry-level service. Complete profile makeovers, including new photos, bio rewrites, and a strategy for responding to messages, can get higher prices. You might also offer ongoing coaching for an additional monthly fee to help clients manage their conversations and dating strategy.

There are so few dating profile consultants that you might have to adjust your rates to see what people are willing to pay and what kind of results you can deliver to them.

IKEA Assembly Specialist

Many people buy furniture from retailers like IKEA, Wayfair, and Amazon that require assembly. These items arrive in flat boxes with confusing instructions and lots of small parts. What might take an experienced person one hour could frustrate a novice for an entire day. This creates a perfect opportunity for someone with patience and basic tools.

How to realistically start:

Becoming an assembly specialist requires minimal investment besides basic tools and reliable transportation. Your experience and efficiency will be your biggest assets.

  • Gather essential tools, including a complete screwdriver set, Allen wrenches, a cordless drill, a hammer, and a level. Then, practice assembling various furniture types to develop speed and efficiency.
  • Create a straightforward pricing structure based on either furniture type (such as beds, desks, or bookshelves) or the time required, ensuring you time yourself on common items to set fair rates.
  • Advertise your services on community boards, local buy/sell groups, and apartment complex bulletin boards.

Consider timing your assemblies to establish standard rates. For example, know how long it typically takes you to build a bed frame, bookshelf, or desk. This helps you price your services fairly and predict your daily earnings.

How to make money as a furniture assembly specialist:

You'll likely need to experiment with pricing to find what works best in your area.

You can charge by the hour, which works well for jobs where complexity is uncertain. Alternatively, you can create a flat-rate menu based on furniture types, which helps customers know costs upfront. Some specialists offer package deals for assembling multiple pieces in the same home, which increases your earnings per visit.

Local Food Tour Creator

Many visitors want to experience authentic local food but don't know where to start. Creating self-guided food tour maps and guides gives tourists and locals alike a taste of your city's best cuisine, without needing a tour guide.

How to realistically start:

This capitalizes on your local knowledge and requires minimal upfront costs to launch.

  • Research and personally visit unique food spots in your area, focusing on places with historical significance, specialty items, or cultural importance that tourists might not easily discover on their own.
  • Create themed routes, such as "Best Breakfast Spots" or "Hidden Gems," that can be completed in 2-3 hours. Make sure to test each route yourself to confirm walking times and optimal ordering.
  • Design downloadable PDF maps with descriptions, photos, and specific menu recommendations for each stop, adding interesting historical facts and cultural context.

Start by testing your routes with friends to perfect the experience before selling them. Make sure routes are walkable or include clear transportation instructions between stops that are further apart.

How to make money with food tours:

Sell your self-guided tours as downloadable digital products on platforms like Etsy or your own simple website. Price points typically range from $7 to $15 per tour, making them an affordable alternative to guided tours, which can cost much more.

For additional income, approach the restaurants on your tour about receiving a small commission for customers you send their way. Many local businesses are happy to offer a kickback when tourists mention your guide. As your tours gain popularity, you could expand into creating custom routes for special occasions or specific dietary needs.

Comparison Shopper for Groceries

With rising food costs, many families want to save money but lack the time to comparison shop across multiple stores. This creates an opportunity to provide valuable information that helps people stretch their budgets.

How to realistically start:

This is perfect for someone who's already budget-conscious and organized.

  • Visit 3-5 major grocery stores in your area weekly to track the prices of 50-100 common items. Take photos of price tags and sales flyers to maintain accurate records over time.
  • Create a simple spreadsheet or document that shows clear price comparisons between stores, highlighting significant sales and calculated percentage savings on staple items that families buy regularly.
  • Develop sample shopping lists that show which store has the best price for each item, along with calculations of how much a typical family could save by strategically splitting their shopping between different stores.

You could start by focusing on staple items that most households buy regularly, then expand your tracking based on subscriber requests. Consider taking photos of weekly ads and in-store prices to verify your information.

How to make money as a comparison shopper:

Create a subscription newsletter delivered weekly via email with your findings. A reasonable price point might be $5 to $10 monthly for weekly updates, making it affordable while providing real value.

To enhance your service, offer premium tiers that include personalized shopping lists tailored to family size, dietary restrictions, or specific brand preferences. You might also partner with local stores that are willing to offer your subscribers exclusive discounts, earning you a commission on referrals.

Return Item Service

Many people never return unwanted items because they're too busy or find the process frustrating. This common pain point creates a simple business opportunity with almost no startup costs.

How to realistically start:

This service requires good organization and understanding of store policies.

  • Research and document the return policies of major retailers in your area, creating a database that includes deadline information, receipt requirements, and whether original packaging is required for different types of merchandise.
  • Create a secure system for tracking items, receipts, and return deadlines, using a simple spreadsheet or app to ensure nothing falls through the cracks.
  • Establish clear processes for clients to transfer items to you and for returning refund money to them, creating easy-to-understand service agreements that protect both parties.

Start by offering your service to friends and family who frequently shop online or at major retailers. Their word of mouth can help build your initial client base without incurring marketing costs.

How to make money with a return service:

Charge a percentage of the refund amount, typically 15% to 25%. This model incentivizes you to handle higher-value returns and aligns your compensation with the value you provide.

For added convenience, offer item pickup from clients' homes for an additional fee. You could also provide monthly packages for frequent shoppers who know they'll need regular return assistance.

Holiday Decoration Installation/Removal

Many homeowners and businesses want festive decorations but lack the time, equipment, or physical ability to install them. This seasonal service can be particularly profitable because people are willing to pay for convenience during busy holiday periods.

How to realistically start:

Installing and removing holiday decorations has some equipment costs, but it can quickly become profitable with the right approach.

  • Invest in essential equipment like ladders, extension cords, light clips, and storage bins, and build a portfolio by decorating your own home and offering free or discounted services to friends and neighbors.
  • Create clearly defined installation packages at different price points, ranging from basic light stringing to elaborate multi-element displays. Include written descriptions and photos of what each package includes.
  • Establish a firm schedule for both pre-holiday installation and post-holiday removal, and offer year-round storage solutions for clients' decorations as an additional revenue stream that adds convenience.

Start marketing your services 4-6 weeks before major holidays. Focus your initial marketing efforts on neighborhoods where you notice elaborate decorations from previous years, as these homeowners tend to value holiday displays.

How to make money as a holiday decorator:

Charge based on the complexity of the installation and the equipment required. Simple light installations might start at $100 to $200, while more elaborate displays can command $500 or more.

For clients who don't own decorations, create rental packages that include both the decorations and installation. This allows homeowners to enjoy beautiful displays without investing in decorations they'll only use once a year. Offering off-season storage can add a year-round revenue stream to this otherwise seasonal business.

Errand Runner for Seniors

Many elderly people want to maintain their independence but struggle with everyday tasks such as grocery shopping, picking up prescriptions, or attending appointments. A reliable errand service provides practical help while offering social connection.

How to realistically start:

You will need to be reliable and compassionate more than any special skills or equipment.

  • Create a detailed list of services you're comfortable providing, such as grocery shopping, prescription pickup, visits to the post office, or transportation to doctor's appointments, and establish set days and times when you're reliably available.
  • Design straightforward pricing that seniors can easily understand, either as an hourly rate or a flat fee per errand, with written estimates provided before service to avoid any confusion.
  • Connect with senior living communities, religious organizations, and social service agencies that work with older adults to introduce your services, offering references, and considering getting bonded and insured to build trust.

Consider getting bonded and insured to give clients and their families peace of mind. This adds credibility when working with a vulnerable population.

How to make money helping seniors:

Set reasonable hourly rates between $15 and $25, depending on your location, or create package deals for regular weekly services. While not the highest-paying option on this list, this business offers steady, predictable income with clients who often become long-term.

To maximize earnings, schedule multiple clients in the same area on the same day to reduce travel time. You might also offer subscription services where family members who live far away can pre-pay for regular check-ins and assistance for their elderly relatives.

Pre-Moving House Cleaner

Moving out cleaning is a specialized service in high demand. Renters need to leave properties spotless to get security deposits back, and homeowners want to leave their sold homes in perfect condition for new owners.

How to realistically start:

This niche cleaning service requires attention to detail and knowledge of property standards.

  • Research move-out cleaning requirements from local property management companies and create a comprehensive checklist covering all inspection points landlords use when determining security deposit returns.
  • Invest in professional-grade cleaning supplies specifically designed for deep-cleaning tasks, such as oven interiors, bathroom grout, and carpet stains that renters often struggle with.
  • Contact property management companies directly to introduce your specialized service, offering to clean a vacant unit at a discounted rate to demonstrate your work quality and build a relationship.

Focus your marketing specifically on the moving-out process rather than regular cleaning. This specialization helps you stand out from general cleaning services and justifies premium pricing.

How to make money as a pre-moving cleaner:

Charge flat rates based on the size of the property, with studios and one-bedroom units starting around $150 to $200, and larger homes commanding $300 or more.

Partner with local real estate agents who can refer your services to clients selling their homes. Real estate agents often want to ensure that properties are spotless before showings or after the sellers have moved out. You can offer referral fees or discounted services for their personal properties to incentivize these partnerships.

Yard Sale Organizer

Many people want to sell unwanted items but feel overwhelmed by the process of organizing, pricing, advertising, and running a yard sale. Your service takes this burden off their shoulders while helping them earn money from items they no longer need.

How to realistically start:

This requires organizational skills and sales experience, with minimal equipment needed.

  • Create comprehensive service packages that include everything from pre-sale organization and item pricing to advertising, setup, customer negotiations, and post-sale cleanup, making the entire process hands-off for your clients.
  • Build a yard sale toolkit containing professional-looking price tags, a cash box with change, a receipt book, a calculator, folding tables, and eye-catching, weather-resistant signs that make your client's sales stand out from typical neighborhood events.
  • Document your process and results from each sale, including before/after photos and total earnings, to build a portfolio that demonstrates your ability to transform cluttered spaces into profitable sales.

Start by offering your services to friends or family who've mentioned wanting to hold a yard sale but haven't gotten around to it. Their successful sales will provide testimonials and word-of-mouth referrals.

How to make money organizing yard sales:

Structure your compensation either as a flat fee (ranging from $150 to $300, depending on the sale size) or as a percentage of sales (typically 25-35%). The percentage model motivates you to maximize sales through effective pricing and promotion.

Consider offering add-on services, such as post-sale donation runs for unsold items or online listings of valuable pieces that don't sell at the yard sale. You might also partner with local junk removal services to offer complete solutions from sale through final cleanup..

Garage/Basement Declutterer

Many homeowners feel paralyzed by years of accumulated stuff in storage spaces. Your service helps them sort through items, make decisions, and reclaim valuable space in their homes.

How to realistically start:

This capitalizes on your organizational skills and decision-making support.

  • Develop a systematic decision-making framework for categorizing items (keep, donate, sell, trash), and create a questionnaire that helps clients articulate their goals for the space and their emotional attachment to different possessions.
  • Establish relationships with local donation centers, junk removal services, and consignment shops so you can efficiently handle items in each category and provide a truly comprehensive service.
  • Start with smaller projects, such as single closets or kitchen cabinets, to build your confidence and portfolio before tackling entire basements or garages.

Begin with smaller jobs like single-room closets to build experience before tackling entire basements or garages. Take before-and-after photos (with permission) to showcase your transformations.

How to make money decluttering:

Charge hourly rates between $25 and $50, depending on your location, or offer package pricing for specific areas, such as a standard two-car garage.

For additional income, offer to handle the selling of valuable items for a commission (typically 30-40% of the sale price). Many clients are happy to share proceeds from items they planned to discard anyway.

Children's Birthday Party Coordinator

Parents want memorable celebrations for their kids, but often lack the time or creative energy to plan and execute them. Your service lets parents enjoy their child's special day instead of managing logistics.

How to realistically start:

Coordinating birthday parties requires good organization and a fondness for working with children.

  • Create themed party packages at different price points, complete with activity plans designed to keep children engaged and entertained throughout the entire event while avoiding common pitfalls like downtime or overstimulation.
  • Develop relationships with reliable vendors for cakes, decorations, and entertainment options, negotiating preferred rates that you can mark up slightly while still offering parents convenience and value.
  • Build a detailed service agreement that clearly outlines your responsibilities, timeline, and payment terms, protecting both you and your clients from miscommunications or unrealistic expectations.

Start by coordinating a few parties for friends or family members at reduced rates to build your portfolio and references. Take plenty of photos (with permission) to showcase your work.

How to make money coordinating parties:

Basic coordination services can start around $150 to $250, depending on party size and complexity. This typically includes setup, activity management, food service, and cleanup.

Offer premium packages that include theme development, decoration, favor assembly, and photography. You might also create partnerships with local venues, photographers, or entertainers where you receive referral fees for bringing them business.

Free Stuff Finder and Reseller

One person's trash truly is another's treasure. Many valuable items are given away for free by people who prioritize quick removal over profit. Your service turns these opportunities into income through quick action and market knowledge.

How to realistically start:

This requires minimal startup costs but demands quick responses and reliable transportation.

  • Set up alerts on platforms like Craigslist, Facebook Marketplace, and Nextdoor for "free" listings.
  • Focus on high-value categories such as furniture, electronics, and sporting goods.
  • Develop a system for quickly responding to free listings before others.
  • Create space in your home or garage for storing temporary items and for possible cleaning or repairs.

Start by focusing on items you already know have resale value. As you gain experience, you'll develop an eye for spotting potential in items others overlook.

How to make money as a free stuff reseller:

Profit margins can be exceptional since your inventory costs nothing. After accounting for your time, transportation, and possible cleaning or repairs, you might make anywhere from $20 to several hundred dollars per item.

For maximum profit, learn basic restoration skills for wooden furniture or simple electronics repair. Items that need minor fixes often have the highest profit potential because most free-stuff hunters pass them by. Consider specializing in specific categories, like vintage items or baby gear, where you can develop expertise in identifying valuable pieces.

Airbnb Check-in Assistant

The growth of short-term rentals has created a need for on-the-ground support, especially for hosts who don't live near their properties. Your service provides a personal touch that enhances guest experiences and takes pressure off remote hosts.

How to realistically start:

This works best in areas with substantial vacation rental activity.

  • Create a list of services you can provide, such as in-person check-ins, property tours, and local recommendations.
  • Develop welcome materials and neighborhood guides that hosts can purchase.
  • Establish a system for handling common guest issues, such as WiFi problems or thermostat questions.

Begin by reaching out to Airbnb hosts in your immediate neighborhood, as proximity allows you to respond quickly to guest needs. Offer a free trial period to demonstrate your reliability and value.

How to make money as an Airbnb assistant:

Pricing models vary, but many assistants charge $25 to $40 per check-in, plus hourly rates for additional services such as troubleshooting or special requests.

Create monthly retainer packages for hosts with frequent turnover, providing predictable income for you and reliable coverage for them. You might also offer additional services, such as mid-stay cleaning, welcome basket assembly, or restocking essentials between guests.

Open A Neighborhood Sports Equipment Library

Many families buy sporting equipment that gets minimal use before children outgrow it or lose interest. A neighborhood equipment library solves this problem through the sharing economy model.

How to realistically start:

This requires some upfront investment in inventory but creates ongoing passive income.

  • Start with popular, durable items like volleyball nets, cornhole sets, bocce ball, and lawn games.
  • Create a simple membership structure and rental system and develop clear policies for equipment care and late returns.
  • Set up secure storage in your garage or shed with sound organization systems and add laminated instruction sheets for games to enhance the rental experience.

Begin by asking neighbors to contribute equipment they rarely use in exchange for free membership. This builds your inventory while creating community buy-in.

How to make money with an equipment library:

Structure your library with monthly membership fees ranging from $15 to $25 per family, which include basic equipment access. Additionally, charge daily fees for premium or larger items.

Add value through seasonal offerings, such as snow sleds in winter and water toys in summer. You might also partner with local recreational areas to offer package deals, such as beach equipment rentals delivered to popular locations.

Social Media Content Calendar Creator

Small business owners know they need a social media presence, but often struggle to create consistent content. Your service provides them with organized, ready-to-use content ideas tailored to their industry.

How to realistically start:

This leverages your creativity and organizational skills without requiring advanced technical expertise.

  • Research effective social media strategies for different industries.
  • Create templates for various post types, such as educational, promotional, and engagement.
  • Develop a client questionnaire to understand their brand voice and audience.
  • Design a content calendar format that is easy for clients to use.

Begin by creating sample calendars for different industries that showcase your ability to generate diverse, engaging content ideas. Offer a discounted rate for your first few clients in exchange for testimonials.

How to make money creating content calendars:

Charge for consultation sessions (typically $75 to $150), where you interview business owners about their goals and target audience. Then sell monthly or quarterly content calendars ($100 to $300) based on business size and posting frequency.

For premium pricing, include ready-to-use graphics templates, caption frameworks, and hashtag research. You might also offer implementation services where you not only create the calendar but also schedule the posts for an additional monthly fee.

Tech Setup Helper

Many people purchase new devices but feel overwhelmed setting them up optimally. Your service helps them navigate initial setup and customization while teaching them to use their technology confidently.

How to realistically start:

This requires patience and technical knowledge, but minimal equipment.

  • Create service packages for common devices, such as smartphones, computers, smart TVs, and home automation systems.
  • Develop simple instruction sheets that clients can reference after you leave.
  • Establish a follow-up system to address questions that may arise after setup.
  • Consider offering remote assistance options for simple troubleshooting.

Start with friends and family who've recently purchased new technology, offering free or discounted setup help in exchange for referrals. Focus on being patient and educational rather than just doing the setup for them.

How to make money as a tech helper:

Charge hourly rates ($30 to $60) or flat fees based on device type and setup complexity. Many clients are willing to pay premium rates for in-home service that includes personalized instruction.

Create maintenance packages where you return quarterly to update software, clean up storage, and address any issues that have developed. You might also partner with local electronics retailers to offer setup services for their customers, receiving both referral fees and direct client payments.

Digital Decluttering Consultant

Most people have thousands of digital files scattered across devices with no organizational system. Your service helps them create order from digital chaos, reducing stress and improving productivity.

How to realistically start:

This capitalizes on organizational skills and basic tech knowledge.

  • Develop a systematic approach to organizing digital photos, documents, and files.
  • Create backup strategies that protect clients' important information.
  • Learn basic scanning techniques for digitizing physical documents.
  • Create design template folder structures for various needs, such as family photos, business files, and creative projects.

Begin by organizing your own digital life thoroughly as a demonstration of your system. Offer free mini-sessions to friends showcasing the "before and after" of digital organization.

How to make money with digital decluttering:

Structure your pricing either by the hour ($40 to $75) or as packages based on the project scope. Photo organization projects, for example, might be priced based on the number of images rather than the time required.

For additional income, offer cloud storage setup and management or specialized services like creating digital photo books from organized collections. Annual maintenance sessions can provide recurring revenue while keeping clients' systems functioning optimally.

Study Notes Creator

Many students struggle with effective note-taking or miss classes due to illness or other commitments. Your comprehensive and well-organized notes fill this gap, helping your peers succeed academically.

How to realistically start:

This leverages your existing academic work with minimal additional effort.

  • Choose classes where you excel and take exceptionally thorough notes.
  • Develop a consistent format with clear headings, key concepts, and visual elements.
  • Create study guides that complement your notes with practice questions and memory aids.
  • Establish a simple digital delivery system for your products.

Start by offering free samples to classmates to demonstrate the quality and comprehensiveness of your notes. Word of mouth spreads quickly in academic environments when your notes help people improve their grades.

How to make money creating study notes:

Price your notes based on course difficulty and demand, typically ranging from $15 to $30 per unit or $50 to $100 for comprehensive semester guides. Consider subscription models where students receive weekly updated notes throughout the term.

Expand your offerings by creating specialized products, such as exam review packets, formula sheets for math or science courses, or concept maps that visually organize complex topics.

Meal Prep Service

Busy professionals and students want to eat healthy, home-cooked meals, but lack time for daily cooking. Your service offers convenient, nutritious options that save time while helping you achieve your dietary goals.

How to realistically start:

This business requires cooking skills and a focus on food safety.

  • Create a rotating menu of meals that store and reheat well, and advertise on social media and community forums.
  • Develop nutritional information for your offerings while being as transparent as possible.
  • Make sure to establish food safety protocols for preparation and storage.

Start small with just a few clients and limited menu options. As you refine your process and recipes, gradually expand your client base and the range of your offerings.

How to make money with meal preparation:

Structure pricing based on meal plans, such as 5, 10, or 15 meals per week. Typical pricing ranges from $10 to $15 per meal, depending on ingredients and complexity.

Offer premium services, such as customized meal plans tailored to specific dietary needs or fitness goals. You might also create specialized packages for new parents, people recovering from surgery, or students during exam periods when cooking time is particularly limited.

Personalized Video Game Coaching

Competitive gaming has grown enormously, with many players seeking to improve their skills. Your coaching helps them overcome plateaus and develop strategies to improve their performance in their favorite games.

How to realistically start:

This requires genuine expertise in specific games and the ability to communicate effectively.

  • Focus on games where you have exceptional skill and understanding.
  • Create a coaching structure that includes assessment, specific drills, and progress tracking.
  • Develop tools for analyzing gameplay footage and identifying improvement areas.
  • Establish a platform for sessions, such as Discord with screen sharing capabilities.

Start by offering free mini-sessions to demonstrate your coaching style and knowledge. Record these (with permission) to create sample content showing your coaching approach.

How to make money coaching gamers:

Pricing typically ranges from $15 to $50 per hour, depending on your expertise level and the game's popularity. Many coaches offer package deals for multiple sessions at a discounted rate.

Create additional revenue through recorded video analyses of submitted gameplay footage. These asynchronous reviews often sell for $20 to $30 and require less of your direct time than live coaching. For more advanced clients, develop premium packages that include custom practice regimens and regular progress check-ins.

Personal Playlist Creator

Music creates atmosphere and emotional connection, but many people lack the time or knowledge to curate perfect playlists for special events or specific moods. Your service provides expertly crafted music selections tailored to clients' unique needs.

How to realistically start:

This builds on your music knowledge and emotional intelligence.

  • Develop a client questionnaire about musical preferences, event details, or desired atmospheres.
  • Create sample playlists for common occasions, such as weddings, parties, and workouts.
  • Learn to use platforms like Spotify or Apple Music to create collaborative playlists.
  • Establish relationships with local event planners or DJs who might refer clients.

Begin by creating specialized playlists for friends' events to build a portfolio. Document the positive responses from guests to use as testimonials.

How to make money creating playlists:

Charge based on playlist length and complexity, with rates ranging from $50 to $200 depending on research time and customization required. Wedding playlists, which often include multiple segments (such as ceremony, cocktail hour, and reception), typically command premium pricing.

Expand your services by offering mood playlists for businesses, custom workout sequences for personal trainers, or themed playlists for recurring events. Monthly subscription services for clients who want regularly refreshed music selections can provide steady income.

Digital Event Host

Virtual gatherings became mainstream during the pandemic, but many people struggle to make online events engaging and enjoyable. Your service transforms potentially awkward virtual gatherings into memorable, interactive experiences.

How to realistically start:

This job requires strong interpersonal skills and comfort with video platforms.

  • Master several virtual event platforms (Zoom, Teams, Google Meet) and their features.
  • Create a library of digital activities suitable for different group sizes and occasions.
  • Develop custom virtual backgrounds and interactive elements to enhance engagement.
  • Build a framework for event planning that ensures smooth transitions between activities.

Start by hosting free events for community groups or friends to refine your techniques and build a portfolio of success stories. Record highlights (with permission) to showcase your hosting style.

How to make money as a digital event host:

Charge either hourly ($40 to $100) or flat rates based on event type and duration. Corporate team-building events typically command higher rates than social gatherings.

Create specialized packages for recurring events like virtual happy hours, family game nights, or team check-ins. For premium pricing, offer complete event packages that include advance planning, custom digital assets, and post-event summaries or recordings.

Custom Family Recipe Book Creator

Family recipes often exist only in aging recipe cards or relatives' memories. Your service preserves these culinary traditions in beautiful, functional cookbooks that become cherished family heirlooms.

How to realistically start:

This combines organizational skills with creativity and basic design knowledge.

  • Develop an interview process to collect recipes and associated family stories.
  • Create templates for recipe standardization and testing.
  • Learn basic food photography or partner with a photographer.
  • Master simple design software for cookbook layout.

Begin by creating a recipe book for your family, which serves as both a personal project and a portfolio piece. Document your process to show potential clients the care you take with their family treasures.

How to make money creating family cookbooks:

Price your service based on the number of recipes and complexity of the final product. Basic digital cookbooks might start at $200 to $300, while premium printed versions with professional photography and extensive family stories can get $500 to $1,000.

Offer "recipe rescue" services to standardize old family recipes with vague instructions, such as "add flour until it feels right." This specialized service helps preserve cooking techniques that might otherwise be lost. For additional income, create annual update packages that include new recipes, allowing the collection to grow alongside the family.

Local History Tour Creator

Many places have fascinating histories that even longtime residents are unaware of. Your researched, self-guided tours help people explore their communities with fresh eyes or discover new destinations more deeply.

How to realistically start:

This leverages your research skills and storytelling ability with minimal upfront costs.

  • Research interesting historical events, architecture, and cultural sites in your area.
  • Create themed routes that can be completed in 1-2 hours on foot or by car.
  • Develop engaging narratives that bring historical facts to life.

Start by creating one or two free sample tours and inviting friends or local history buffs to test them. Their feedback will help you refine the experience before offering it to paying customers.

How to make money with local history tours:

Sell self-guided tour packages as digital downloads, ranging from $5 to $15, depending on their depth and length. Once created, these tours generate passive income with each purchase.

Partner with local businesses along your tour routes to offer special discounts to tour participants. These businesses may pay referral fees or contribute to your marketing efforts. For premium offerings, create custom tours for family reunions or groups interested in exploring their specific heritage in the area.

Memory Preservation Specialist

Photos, videos, and stories capture our most meaningful life moments, but many families struggle to organize and preserve these memories. Your service transforms scattered memories into cohesive, accessible collections that can be enjoyed for generations to come.

How to realistically start:

Becoming a memory preservation specialist requires technical skills combined with emotional intelligence and creativity, you’ll need to:

  • Learn basic photo scanning and video digitizing techniques.
  • Master simple editing software for enhancing old photos and stabilizing videos.
  • Develop systems for logically organizing digital files.
  • Create interview templates for capturing family stories and memories.

Begin by organizing your own family's memory collection as a demonstration project. Document the before-and-after transformation to show potential clients what's possible with their materials.

How to make money preserving memories:

Structure your pricing based on project scope, with options ranging from basic photo digitizing ($0.50 to $1 per photo) to comprehensive memory management ($500 to $1,500 for complete projects).

Offer specialized services like "day in the life" documentation, where you capture ordinary family moments that often go unrecorded but become precious over time. Create holiday packages for preserving seasonal traditions or birthday specials for milestone celebrations.

You Can Be Creative With Your Rich Life

Creating a new income stream goes beyond just earning extra money. These creative ideas let you use talents you already have or develop new skills that fill real needs in your community.

Each idea represents an opportunity to solve problems for people while building something uniquely yours. Most can start with just a few hours weekly while keeping their regular job. As you gain experience and clients, your side gig might bring not just income but greater satisfaction than your primary career.

Choose an idea that matches your interests and available time. Then take that first step, whether creating a simple flyer, helping your first client, or building a basic website. Your Rich Life might begin with one small action that grows into something meaningful and profitable.

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