Personal Finance

At IWT, I talk about 401(k) plans—a lot. We all know how important they are, but they can be confusing to navigate. I put together a series of articles to help you make the most of your investments and retirement savings. Article 1: How does a 401(k) work? The single best way to grow your money Article […]

In this article, we’ll breakdown some of the key rules of credit cards. You’ll improve your credit while automatically being rewarded for the purchases you’re already making.  Optimizing your credit is a multistep process. First, we’ll set up automatic credit card payments so you never miss a payment again.  Then, we’ll see how to cut […]

For nearly two decades, we’ve helped thousands of students live their richest lives by mastering their money, business, and careers. In this post, I’ll share frugal habits to save money without sacrificing what truly matters to you. These habits will empower you to say “yes” to what brings you the most joy and fulfillment. Living […]

While you definitely need a spending plan, it’s never one-size-fits-all. The key to building financial health is to give yourself rules, but make them work for you. I did it. I’ve put together my 10 money rules that helped me create the life I want to live. I encourage you to take them and tailor […]