Personal Finance

Allocating your assets according to your age is a strategic way to plan your investments portfolios, since your age is directly related to your investment time horizon and risk capacity.  Why Does Asset Allocation Change Based on Age? Asset allocation is how you divide your investments among different asset types—stocks, bonds, cash, real estate, and […]

“Money scripts,” coined by Brad Klontz, describes our unconscious beliefs about money, often developed in early childhood. Without understanding your money scripts, you may simply label yourself as a spendthrift or an overspender, but learning to understand these scripts helps us to better manage our financial wellbeing and navigate situations involving money more wisely. In […]

Tax season doesn’t have to be your yearly nightmare. In this post, I’ll show you how you might get back in taxes this year, step-by-step How much do I get back in taxes? Every month, a portion of your income gets deducted from your paycheck. These deductions usually (but aren’t limited to) cover your: 401(k) […]

If you need to know how to rebuild your credit, you’re probably already in a bad place. Credit cards are convenient enemies. Almost everyone has a bad story about late fees, unauthorized charges, or overspending. Not surprisingly, many pundits (and parents) have a knee-jerk reaction to credit cards: ?Using credit cards is the worst financial […]