Personal Finance

A no spend challenge is when you stop buying non-essential items for a specific period of time. You only pay for true necessities like housing, utilities, groceries, and transportation while cutting out shopping, dining out, entertainment, and other extras to reset your spending habits and save money quickly. How No Spend Challenges Work First, you […]

When it comes to savings, there are no set rules—it depends on your personal goals and financial situation. But the important thing is to just get started.  20% is a Solid Goal (But Not a Rule) In my book, I Will Teach You To Be Rich, I recommend the 50/30/20 rule for budgeting. This framework […]

There are plenty of personal finance rules out there, and the 28/36 rule is one of the most well-known. It’s designed to help you keep housing and debt costs in check, but like any rule, it’s not one-size-fits-all. In this post, we’ll break down what it means, how it works, and how to adjust it […]

Old money families have preserved their wealth over generations through specific habits and values that ensure long-term financial success. By adopting these habits, anyone can build and maintain wealth for themselves and future generations. In this post, we’ll explore 7 key habits of old money families and how you can use them to achieve lasting […]