Personal Finance

In this article, we’re going to cover how many savings accounts you can have.  On paper it seems like a good idea to have multiple accounts, especially ones with higher rates. However, it’s usually a waste of time to be chasing the next highest savings percent rate. Multiple Savings Accounts There’s no limit to how […]

What if you discovered that real estate isn’t as good of an investment as everyone says? I know, I know, everyone’s heard the story of some aunt who bought her house in 1970 for $100,000 that she sold last year for $800,000. For most people though, that’s not quite how it works. Most people are […]

Life isn’t just about target date funds and index funds. Lots of people understand that, logically, they should create a well-diversified portfolio of low-cost funds. But they also want to have fun investing. If you feel this way, sure, use a small part of your portfolio for “high risk” investing—but treat it as fun money, not as money […]

When I was younger, I applied for a first credit card. Notice I didn’t say I applied for a first right credit card. I didn’t know any better. I just accepted the first credit card for which I successfully applied. It happened to be a Wells Fargo card because there was a Wells Fargo branch […]